Banyuls-dels-Aspres, Occitanie, France. - Hero Image
Banyuls-dels-Aspres
Banyuls-dels-Aspres | Occitanie

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Terra Albera
Terra Albera
Presented At
€990,000
Bedrooms
4
Living
2,105
SQM
Fireplace
Office
Washer Dryer
Laundry Room
Jacuzzi
Air Conditioning
Game Room
Basement
Garage
Garden
Balcony
Parking
Terrace
Pool
Mountain View
Panoramic / Scenic View
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Banyuls-dels-Aspres, Occitanie, France. , Banyuls-dels-Aspres , Occitanie

Character Property with Exceptional View

Nestled in the heart of a natural environment in the municipality of Banyuls-dels-Aspres, this villa offers 195 m² of living space on a 1.629-hectare plot, consisting of five fully fenced parcels. Built in 1978, it boasts an exceptional location, providing a panoramic view of 360° over the Albères massif, Canigou, and the village of Banyuls-dels-Aspres, with no overlooking neighbors.
The house stands out for its generous volumes and abundant light.
On the main level, the independent entrance leads to a spacious fully equipped kitchen. This extends into a dining room that opens onto a covered terrace, complete with a barbecue and a pizza oven, perfect for entertaining. The warm and bright living room features a fireplace and offers an unobstructed view of the garden and surrounding hills.
This level also includes an office, a water room with a toilet, and a sleeping area comprising three bedrooms, each with direct access to the outside. A bathroom completes this space, equipped with a whirlpool bathtub, an Italian shower, and a toilet.
Upstairs, the master suite provides an intimate and privileged space. It has a balcony opening to a breathtaking view, a dressing room, and a shower room with a shower and toilet.
The basement houses a garage, a laundry room, and a large multipurpose room that can be adapted to needs (game room, workshop, leisure space). The garage benefits from an independent electrical supply, provided by solar panels, allowing for the complete charging of electric vehicles.
The property is also distinguished by its high level of energy autonomy, with the presence of a borehole, a septic tank, and solar panels (3.2 kW for the house and 3 kW dedicated to the pool). Comfort is ensured by double glazing, reversible air conditioning throughout the house, a boiler, and an electric water heater.
The exteriors have been designed for optimal quality of life: an adaptable summer kitchen, a covered relaxation area, and a covered pool measuring 5 x 10 meters, perfectly integrated into its natural surroundings.
A rare property, combining exceptional views, absolute tranquility, comfortable volumes, and sustainable features, catering to discerning clients in search of a unique property in the heart of the Aspres, just 20 minutes from Spain, Perpignan, and the Mediterranean beaches, and 10 minutes from the Boulou shopping center. The village of Banyuls-dels-Aspres charms with its preserved authenticity, offering a peaceful environment while remaining close to all amenities and life axes.
Contact us now for a visit! For more information, please contact Vincent COSTA, Agency Director TERRA ALBERA – [hidden information] – [hidden information]
Date of energy diagnosis completion: 21/11/2025
Energy consumption: 124 kWh/m²/year
Greenhouse gas emissions: 19 kg CO₂/m²/year
Estimated annual energy expenses for standard use: between €2,050 and €2,850 per year. Average energy prices indexed for the year 2023 (subscriptions included).
For reference, the actual electricity consumption for the year 2024 is approximately €1,000, of which €600 is offset by the resale of surplus production to EDF, thanks to self-consumption from solar panels.

Exterior

Property

Gallery

3D Street View Tour

Map showing Banyuls-dels-Aspres, Occitanie, France.

Property Location

Banyuls-dels-Aspres, Occitanie, France., Banyuls-dels-Aspres Occitanie

Local Weather & Climate

Banyuls-dels-Aspres, Occitanie

Current Conditions Updated recently
65 °F
Clear sky
Feels Like 64°F
Humidity 48%
Wind 9 mph
Visibility 6.2 mi
Sunrise 5:45 AM
Sunset 6:04 PM
5-Day Forecast
Tue 24 Mar
Clear
High 63°
Low 57°
Wed 25 Mar
Clouds
High 67°
Low 47°
Thu 26 Mar
Clouds
High 53°
Low 42°
Fri 27 Mar
Clear
High 59°
Low 42°
Sat 28 Mar
Clouds
High 60°
Low 47°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Banyuls-dels-Aspres?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

€
%
€100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621
Potential Tax Benefits (France)
€0 Est. First Year Interest Deduction
€0 Est. Annual Tax Savings
*PTZ eligibility depends on income, location, and property type. Investment property interest is fully deductible against rental income.

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
  • Tax benefit calculations are simplified estimates based on general assumptions for France. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
  • Tax Year Information: Tax data shown is based on France tax year 2025 (fiscal year: January-December), rules effective from 2024. Tax laws change frequently and may have been amended since this data was compiled.

Market Opinion

Our perspective on current market conditions in Banyuls-dels-Aspres. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
France offers strong property rights and legal protections for buyers
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $99,000,000 20% down ($19,800,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$8,507
$8,507/day
Your home may appreciate while you sleep
$59,713/week $258,756/mo $3,105,072/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$54.5M
vs
OWN 📈 +$78.3M
$78.3M Potential Equity
vs $54.5M lost to rent over 10 years
$19.8M Down Payment Growth
4x
10yr
$78.3M
8.1x
20yr
$160.9M
12.6x
30yr
$250.0M
Wealth Comparison
×595
Equivalent to 595 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $250.0M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $116.6M +18%
Market $134.8M +36%
Optimistic $155.6M +57%
$78.3M est. equity
20 Years
Conservative $137.3M +39%
Market $183.6M +85%
Optimistic $244.5M +147%
$160.9M est. equity
30 Years
Conservative $161.7M +63%
Market $250.0M +153%
Optimistic $384.2M +288%
$250.0M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This house at Banyuls-dels-Aspres, Occitanie, France features 4 bedrooms with 2,105 square feet of living space.
This property offers 2,105 square feet of living space.
This property is listed at $99,000,000, which equals $47031 per square foot.
Based on current market indicators, Banyuls-dels-Aspres shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a house located in Banyuls-dels-Aspres, Occitanie. The property is situated in an established neighborhood with convenient access to local amenities and services.
Terra Albera

Terra Albera

Terra Albera

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